What is a Preferred Provider Organization (PPO)?


What is a Preferred Provider Organization (PPO)?
 

A PPO is a type of arrangement between health care providers (doctors, hospitals and others) and an insurance company or third-party administrator to provide customers with health care services at discounted rates.  Customers with access to the PPO pay lower fees by choosing providers within the PPO network.  Customers also have the flexibility to select "out of network" providers and pay higher fees for the services they obtain.

The TransChoice® Plus group hospital indemnity insurance that CASA has arranged for its members includes the MultiPlan PPO.  MultiPlan is the nation's oldest and largest PPO.  TransChoice Plus also offers the ProCare Rx PPO for prescription drug discounts.

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